Privacy Policy

Last Updated: March 5, 2026

1. Introduction

MyRateAdvisor (we, us, our) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services, including SMS communications, email communications, appointment reminders, and website tracking tools. By using our services or opting into our communications, you agree to this Privacy Policy and our Terms of Service.

2. Information We Collect

Contact information

We may collect your name, email address, phone number, and mailing address when you submit forms, request information, or otherwise provide it to us.

Communications data

If you opt in, we collect your messaging preferences and maintain records of consent and opt-out activity related to SMS and email communications.

Usage and device information

We may use cookies, pixels, and analytics tools to collect information about how you use our website. This may include your IP address, browser type, pages visited, and interaction data.

Mortgage and service data

If you request a rate quote or use our services, we may collect details associated with those interactions, including employer, loan type, estimated loan amount, credit score range, and property type.

3. How We Use Your Information

We use your information to:

4. Cookies and Tracking Technologies

We use cookies and similar technologies to personalize your experience and understand how our website is used. We use Google Analytics and standard web cookies for this purpose. You can control cookies through your browser settings. Some features may not work correctly if cookies are disabled.

5. How We Share Your Information

We do not sell your personal information. We do not share mobile phone numbers, SMS opt-in data, or consent information with third parties or affiliates for marketing or promotional purposes. We may share information only in the following limited circumstances:

Service providers

We may share information with trusted vendors who help us deliver services, such as SMS and email delivery, customer support tools, scheduling tools, and analytics providers. These providers may only use information to perform services on our behalf.

Mortgage lenders

We may share your information with licensed mortgage lenders solely for the purpose of obtaining loan quotes or facilitating mortgage transactions on your behalf, consistent with the services you have requested.

Legal and safety

We may disclose information if required by law or to protect the rights, safety, and security of MyRateAdvisor, our users, or others.

Business transfers

If MyRateAdvisor is involved in a merger, acquisition, or asset sale, information may be transferred as part of that transaction. Any successor will be required to honor this Privacy Policy.

Third party sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support of services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Your Choices

SMS opt-out

You can opt out of SMS messages at any time by replying STOP to any message. After you send STOP, we will send a confirmation message and you will no longer receive SMS messages unless you opt back in. For help, reply HELP or contact us at info@myrateadvisor.com.

Email opt-out

You can unsubscribe from marketing emails at any time by clicking the unsubscribe link in any email we send you.

Access and correction

You may contact us to request access to, correction of, or deletion of your personal information, subject to applicable law.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. No method of transmission or storage is fully secure, so we cannot guarantee absolute security.

8. Children's Privacy

Our services are not intended for children under 13 and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information.

9. Updates to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new Last Updated date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

MyRateAdvisor
Address: 2020 Camino Del Rio N Suite #304, San Diego, CA 92108
Phone: +1 (831) 603-8394
Email: info@myrateadvisor.com
NMLS #1598577