Who Qualifies?
All active Dignity Health employees in California qualify, including nurses, physicians, medical technicians, administrative staff, and support workers across all Dignity Health hospitals and clinics.
Not sure if you qualify? Submit the form above — your advisor confirms eligibility within 24 hours with no credit pull required.
How Much Can Dignity Health Employees Save?
| Loan Amount | Standard Rate | Dignity Health Employee Rate | Monthly Savings | 30-Year Savings |
|---|---|---|---|---|
| $400,000 | 7.25% | 6.49% | ~$210/mo | ~$75,600 |
| $600,000 | 7.25% | 6.49% | ~$315/mo | ~$113,400 |
| $800,000 | 7.25% | 6.49% | ~$420/mo | ~$151,200 |
Already Have a Low Rate? You Still Benefit.
Many Dignity Health employees locked in rates of 3%–4% before 2022. California home values are up 40%+ since then — meaning significant untapped equity sitting in your home. A HELOC or home equity loan lets you access it without refinancing your first mortgage. The Dignity Health employee benefit applies to your HELOC rate too.
Best of both worlds: Keep your 3% first mortgage. Add a HELOC at your Dignity Health employee rate. Your existing rate is never touched.