FedEx employees across California have access to an exclusive mortgage benefit that most employees never know about — and almost none ever use.
FedEx employees qualify for exclusive discounted mortgage rates through MyRateAdvisor — rates not available to the general public, based on preferred lender relationships built over 25+ years.
The short version: FedEx employees typically save 0.5–0.75% off standard market mortgage rates. On a $500,000 loan, that's roughly $150–$210/month — every month, for the life of the loan.
All active FedEx W-2 employees in California — Express couriers, Ground drivers (company employees), hub workers, FedEx Office staff, and administrative employees.
Not sure if you qualify? Submit a free request at myrateadvisor.com/fedex. Your advisor confirms eligibility within 24 hours — no credit pull required.
| Loan Amount | Standard Rate | FedEx Employee Rate | Monthly Savings | 30-Year Savings |
|---|---|---|---|---|
| $400,000 | 7.25% | 6.49% | ~$210/mo | ~$75,600 |
| $500,000 | 7.25% | 6.49% | ~$262/mo | ~$94,300 |
| $700,000 | 7.25% | 6.49% | ~$367/mo | ~$132,100 |
Many FedEx employees locked in rates of 3%–4% before 2022. California home values are up 40%+ since then — meaning many are sitting on $150,000–$400,000 in untapped equity. A HELOC or home equity loan lets you access it without refinancing your first mortgage. The FedEx employee benefit applies to your HELOC rate too.
Best of both worlds: Keep your 3% first mortgage. Add a HELOC at your FedEx employee rate. Your existing rate is never touched.
Fill out the short form at myrateadvisor.com/fedex. Under 2 minutes. No credit pull.
Your advisor confirms your FedEx employment to unlock your exclusive rate tier.
Personalized rate options within 24 hours. No pressure — move forward only when you're ready.
Free quote in 2 minutes. No credit pull. No obligation. Licensed advisor responds within 24 hours.
Check My FedEx Rate →