High-yield savings, fee-free checking, and a debit card — all connected to your mortgage. Keep more of your money working harder, in one place.
Early access members get priority onboarding and exclusive rate benefits.
By joining, you agree to our Privacy Policy and Terms of Service. No spam, ever.
We're building banking the way homeowners actually need it — integrated with your mortgage, not separate from it.
Earn significantly more than the national average on every dollar. FDIC insured. No minimums, no lock-ups.
Interest-bearingA full checking account with no monthly fees, no minimums, and instant access to your money 24/7.
No hidden feesVirtual and physical debit cards, both branded. Add to Apple Pay or Google Pay instantly at sign-up.
Instant issueA dedicated savings bucket for your down payment. Set a target, track progress, and earn interest while you save.
Goal-basedSame-day ACH, instant book transfers, and wire support. Your money moves when you need it to.
Fast accessYour banking and mortgage in one place. See your full financial picture, and get priority access to rate updates.
Exclusive to MRAMost banks ignore homeowners' unique financial picture. We don't. Your savings, mortgage, and equity are connected here.
Your deposits are federally insured. Same protection as any major bank — with better rates and no fees.
Banking customers get first access to rate drops and exclusive employee mortgage benefits — automatically.
Stop logging into 3 different apps. See your savings, checking, and mortgage position all in one place.
*APY is illustrative and subject to change. Final rates determined at launch.
Drop your email below. Early access members get priority onboarding and locked-in launch rates.
Quick KYC — takes about 2 minutes. No credit pull, no paper forms, no branch visit.
Link an existing account and transfer funds. Your high-yield savings starts earning immediately.
Join the waitlist today. We'll notify you the moment we go live — and early members get the best rates.
By joining you agree to our Privacy Policy and Terms of Service. No spam, ever.