Who Qualifies?
All active Amazon W-2 employees in California qualify, including fulfillment center associates, delivery drivers (Amazon Flex employees), corporate and tech staff, and management.
Not sure if you qualify? Submit the form above — your advisor confirms eligibility within 24 hours with no credit pull required.
How Much Can Amazon Employees Save?
| Loan Amount | Standard Rate | Amazon Employee Rate | Monthly Savings | 30-Year Savings |
|---|---|---|---|---|
| $400,000 | 7.25% | 6.49% | ~$210/mo | ~$75,600 |
| $600,000 | 7.25% | 6.49% | ~$315/mo | ~$113,400 |
| $800,000 | 7.25% | 6.49% | ~$420/mo | ~$151,200 |
Already Have a Low Rate? You Still Benefit.
Many Amazon employees locked in rates of 3%–4% before 2022. California home values are up 40%+ since then — meaning significant untapped equity sitting in your home. A HELOC or home equity loan lets you access it without refinancing your first mortgage. The Amazon employee benefit applies to your HELOC rate too.
Best of both worlds: Keep your 3% first mortgage. Add a HELOC at your Amazon employee rate. Your existing rate is never touched.
Frequently Asked Questions
Do Amazon employees get a mortgage discount?
Yes. Amazon employees qualify for exclusive discounted mortgage rates through MyRateAdvisor — not available to the general public.
How do Amazon employees claim their mortgage benefit?
Fill out the form above. An advisor verifies your Amazon employment and delivers personalized rate options within 24 hours. No credit pull required.
Can Amazon employees access home equity without refinancing?
Yes. A HELOC or home equity loan keeps your first mortgage rate completely untouched. The Amazon employee benefit applies to these products too.
Is the Amazon mortgage benefit available for home purchases?
Yes — home purchases, refinances, HELOCs, home equity loans, and cash-out refinance all qualify.